تفاصيل الرسالة العلمية

This study aimed to examine the impact of the financial determinants represented by each of the quality of assets, adequacy of the capital structure, credit risk, liquidity and profitability on the operational efficiency in Jordanian commercial banks for the period (2013-2018). The study used the descriptive analytical approach to examine the impact of financial determinants on operational efficiency in the Jordanian Commercial Bank listed on the Amman Stock Exchange. The study found that there is a positive relationship with a statistical significant of profitability on operational efficiency and an inverse relationship with statistical significant of credit risk on the operational efficiency of Jordanian commercial banks. On the other hand, there is no statistically significant relationship of quality of the assets, liquidity and capital adequacy on the operational efficiency. The study recommended the necessity of increasing the Jordanian commercial banks interest in the ratio of credit risk by seeking to reduce the percentage of bad debts of loans