تفاصيل الرسالة العلمية

The study aimed to measure the impact of credit risk on financial performance in the commercial banks listed on the Amman Stock Exchange. The study population consisted of (16) banks listed on the Amman Stock Exchange, while the study sample consisted of (13) commercial banks listed on the Amman Stock Exchange during the time period (2010-2018), Credit risk is an important matter to which banks are fully exposed as a result of the economic environment. Credit risks were measured through liquidity risks, capital risks, and operating risks, and performance was measured through (the rate of return on assets, the rate of return on equity and per share earnings) To achieve the goals of the study, it depended on the descriptive and analytical method using many statistical methods such as descriptive statistics and multiple linear regression analysis. The results showed that there is no effect of liquidity and capital risk on financial performance measured by the rate of return on assets and the rate of return on property rights for commercial banks listed on the Amman Stock Exchange, while there is no effect of operational risks on financial performance as measured by the rate of return on assets and the rate of return on equity For commercial banks. The study recommended that commercial banks work to establish a mechanism that determines the levels of annual credit facilities, and the focus of the competent authorities and the central bank on the mechanism and level of application of credit risk in all banks