تفاصيل الرسالة العلمية

Credit card is considered as one of the modern payment methods, the particular and special nature of it distinguish it from other payment methods, that special nature was the reason for its emergence and existence. Credit cards holdsthedistinctionofbeing emerged from a business environment and developed by modern technology, the rising relations from this card are due to the availability of these three parties which are the bank issuing the card because of the lack of special legislation regarding credit cards in Jordan and Kuwait to guarantee the rights of the parties using it when disputes arises, this is the main problem underlying the study, in order to solve this problem we decided to divide the study into two chapters in the first chapter we discussed the nature of the card and the contractual relations arising from it as for the second chapter we focused on the illegal use of the credit card and the liability resulting from it, the study concluded several results, the most important result is that the relationship between the bank issuing the card, the client using the card and the merchant accepting the card is a contractual relationship and any breach or illegal use of it would result in being held responsible by civil and criminal law. The study suggested many recommendations; the most important one was finding new provisions compatible with the changes and developments in both the Jordanian and Kuwait legislation to guarantee the needed protection for the credit card